About the MGC Insurance team – MGC

Are you ready to get personal with your insurance people?

Million Happy Customers

Great Claims Service

A Tradition of Excellence

Welcome to MGC Insurance owned and operated by Michael Cates. On a daily basis we live and breathe our core mantra to always provide the best customer service for our clients.

What makes Michael stand out from other insurance companies, is that he takes an actual interest in people! He not only will look to find you the best rate, but he will make sure that you have the coverage you need, when you need it!

When you call in, you actually speak with Michael, not an answering service and definitely not an automated system. Michael wants to personally help you so that he is able to provide you with outstanding customer service! He knows how stressful searching for the right insurance can be and wants to help you along the way to make it as seamless as possible.

Michael is happily married to Kristen and they recently added their newest addition to the family in November of 2019 Taylor Rae Cates! When Michael has some free time on his hands, you may catch him at the golf course, at a Rockies Game, Nuggets Game or simply spending time with friends and family.

Michael loves staying busy by playing professional flag football and recreational baseball.

What We Offer

For Individual
For Business
The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate the insured in case of a covered loss.

Auto Insurance

We offer an array of auto insurance ranging from standard to non-standard.

Home Insurance

We all know that when you buy a home, it is one of the most important purchases a person will make.

Umbrella Insurance

Umbrella insurance provides above and beyond liability coverage if your home, auto or water craft liability limits are exceeded.

Commercial Insurance

Commercial Insurance is provided to business owners to cover any and all liability and property exposures.

Product Insurance

Products for sale on the general market, product liability insurance is a must.

Break Insurance

If a disaster or catastrophe does occur, a business’s operations will be on a break.

Asset Insurance

Covers equipment, signage, inventory & furniture in case of a fire, storm or theft.

What our clients say about us

Good

Kathleen and I would like to thank your for your professionalism and expertise in managing our insurance needs. We are extremely pleased with the Automobile, Homeowners, and Umbrella policies that you have obtained for us over the past 10 years and look forward to continuing to work with you in the future.

Kenneth Niejadlik, M.D.

Very Helpful

Mike has been our broker for several years now. We started using him because we realized very quickly that he would do everything possible to get us the best coverage at the lowest rates possible. He’s very thorough and explains the ins and out of the coverages, benefits, premiums etc. You can tell that he cares about his customers, and wants to do what’s best for them more than anything else. We would highly recommend Mike!

Christy & Lenny Ciccarone

Great Experience

When looking for a new insurance agent, we were fortunate enough to be given Mike Cates. He has been a wonderful agent for us as he goes above and beyond what you expect from an agent. Any time we had a question or a problem, he has been there for us. Through the years he has gone from being our agent to becoming our friend. You will never be able to find a better agent or person

Gary Coven