Welcome to MGC Insurance - we are grateful that you stopped by!

MGC Insurance LLC is proud to be affiliated with DCI Mountain Insurance. Owner of MGC Insurance, Michael Cates and have been working in the insurance industry for decades.
What makes Michael stand out from other insurance companies, is that he takes an actual interest in people! He not only will look to find clients the best rate, but he will make sure that they have the coverage they need, when they need it! When you call in, you actually speak with Michael, not an answering service and definitely not an automated system. Michael wants to personally deal with his clients so that he is able to provide outstanding customer service! He knows how stressful searching for the right insurance can be and wants to help you along the way to make it as seamless as possible.

Welcome to MGC Insurance – we are grateful that you stopped by!

MGC Insurance LLC is proud to be affiliated with DCI Mountain Insurance. Owner of MGC Insurance, Michael Cates has been working in the insurance industry for decades.

What makes Michael stand out from other insurance companies, is that he takes an actual interest in people! He not only will look to find clients the best rate, but he will make sure that they have the coverage they need, when they need it! When you call in, you actually speak with Michael, not an answering service and definitely not an automated system. Michael wants to personally work with his clients so that he is able to provide outstanding customer service! He knows how stressful searching for the right insurance can be and wants to help you along the way to make it as seamless as possible.

Car Insurance

Save up to 20% online - we expect 10% of our customers to receive the maximum saving

5 Star Home Insurance

From Only $99 – that’s all 10% of our customers could now pay

What We Offer

Auto Insurance

Auto Insurance

We offer an array of auto insurance ranging from standard to non-standard.

Home Insurance

Home Insurance

We all know that when you buy a home, it is one of the most important purchases a person will make.

Umbrella Insurance

Umbrella Insurance

Umbrella insurance provides above and beyond liability coverage if your home, auto or water craft liability limits are exceeded.

Motorcycle Insurance

Motorcycle Insurance

We offer affordable motorcycle rates from the backcountry off-road dirt bike rider, to the licensed motorcycle rider, we got you covered!

Dwelling Fire

Dwelling Fire

If you are renting out your property, dwelling fire provides protection for personal belongings inside of your home and premise liability.

Renter’s Insurance

Renter’s Insurance

If you are renting an apartment, condo, house, etc., we will help get you the renter’s insurance you need!

Commercial Insurance is provided to business owners to cover any and all liability and property exposures. Some examples of coverage are listed below, please call for details and eligibility.

Our Top Picks By Category

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Retirement Plan

  • Covered by the insurance policy
  • Submit a claim to the insurer
  • The insured receives a contract
  • The conditions and circumstances
view scenario
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Starting a Business

  • Covered by the insurance policy
  • Submit a claim to the insurer
  • The insured receives a contract
  • The conditions and circumstances
view scenario
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Make a Claim

  • Covered by the insurance policy
  • Submit a claim to the insurer
  • The insured receives a contract
  • The conditions and circumstances
view scenario

How Much Life Insurance Do I Need?

An entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder. The action involves a contract. From an insured’s standpoint, the result is usually the same: the insurer pays the loss and claims expenses.

What our clients say about us

Good

Kathleen and I would like to thank your for your professionalism and expertise in managing our insurance needs. We are extremely pleased with the Automobile, Homeowners, and Umbrella policies that you have obtained for us over the past 10 years and look forward to continuing to work with you in the future.

Kenneth Niejadlik, M.D.
Very Helpful

Mike has been our broker for several years now. We started using him because we realized very quickly that he would do everything possible to get us the best coverage at the lowest rates possible. He’s very thorough and explains the ins and out of the coverages, benefits, premiums etc. You can tell that he cares about his customers, and wants to do what’s best for them more than anything else. We would highly recommend Mike!

Christy & Lenny Ciccarone
Great Experience

When looking for a new insurance agent, we were fortunate enough to be given Mike Cates. He has been a wonderful agent for us as he goes above and beyond what you expect from an agent. Any time we had a question or a problem, he has been there for us. Through the years he has gone from being our agent to becoming our friend. You will never be able to find a better agent or person

Gary Coven